Exclusive Insurance Scheme for Choirs of all sizes, and Barber Shop Singers.

Designed to cover Choirs for the following Insurance risks:

Public and Products Liability Insurance
This cover provides the choir with protection against any liability for injury to the public or damage to their property including liability arising from the sale or supply of goods and maintenance of your premises.

Employers Liability Insurance
If a choir member acts in a voluntary capacity (such as putting out chairs etc), in the event of an injury they will be entitled to the same protection with this cover as applied to the Employers Liability (Compulsory Insurance) Regulations 1998.

All Risks Insurance
Covers items owned by the choir such as uniforms or electrical equipment etc and covers such risks as accidental damage, theft, fire etc.

There are many other risks facing a choir which should be considered such as:

Buildings Insurance
Premises you own or which you have the sole use of will be covered for risks such as storm, flood, fire etc.

Contents Insurance
This cover is required if your choir owns items such as chairs etc and stores them in buildings, owned, leased or rented by the choir.

Trustee Indemnity
Covers all amounts for any claim which a Trustee becomes legally liable to pay as damages, costs and expenses arising from a wrongful act.

Business Interruption
This can protect the choirs income if the choir is unable to function due to the occurrence of an insured peril.

Money
Covers money in a safe, at an organiser’s home, or in transit.

Personal Accident

Pays a lump sum or income if a member of the choir injures themselves when involved with choir activities.

Motor Excess Protection
Compensates choir members for payment of their excess as well as loss of no claims bonus if a member has an accident in their car whilst driving on the choirs business.

Travel Insurance
Covers choir trips both on an individual or group basis.

Please call 0845 1303034 to discuss your insurance requirements further or click here to fill in our call back request form.